I have been on a variety of birth control pills in my life, and while some have been better than others, I cannot believe what devil pills these microgestin pills are! The side effects really started hitting about three days ago and I can't believe how different I feel on them than when I was on reclipsen, orthotricyclen, yaz, etc. I'm super moody, crampy, moody, nauseated, headachey, moody. Did I mention I was moody? I got into an all-out claws-out fight with my husband yesterday over how we sorted mail and how it wasn't working for me. It ended with me screaming bloody murder and crying like a baby for an hour or so. It was literally like watching a horrible movie unfold and you are just yelling at the character "STOP!" but you can't control it. It's awful. My poor, poor husband.
I called the RE to make our payment of $4030 this morning for our FET cycle fees. Knowing we were going to go through our FET in 2013, I called my HR department during open enrollment last year probably five times to confirm that even though we don't have medical benefits for the FET, that this out of pocket money WOULD go toward our deductible and out of pocket max for the year. We have an HSA in 2013, but paying this out of pocket up front would mean that the rest of our care (maternity, allergy shots, everything!) would be covered at 85% and then even 100% once we hit $5000. Every time I called them, my HR department confirmed this was true. And according to them, the RE just has to submit the claim to insurance, let it be denied, and the money will show as being tied to us and will go toward the deductible and max. Well, the RE said they won't bill whatsoever because that's not covered and it will only go toward it if it's covered. I called the insurance company, and they said the same thing - that only covered expenses go toward the OOP max and deductible. I called my HR department again this morning and they repeated what they said the first five times that it IS eligible to go toward the OOP max. I feel like an ugly tug of war is about to begin and I'm really unhappy about it. Why can't these things just be easy? Isn't infertility hard enough on it's own without this nonsense? I could scream.
And to make matters even more annoying, I am on-call for work which means I get all kinds of phone calls in the middle of the night for things breaking. I wish I didn't have to do this while I was cycling, but alas, it's a part of my job and I just have to suck it up and do it.
Thanks for hearing me vent, these pills are really messing with me. I'm sure I'll be all puppies and rainbows again, but for today I want to just scream in a pillow.
On the bright side, the money is now paid for and I should be getting an email with my FET calendar later today. Trying to continue to focus on that bright side!
Gosh I hate insurance crap!